Titles & Accomplishments

Founder, CEO - The Lotter Group

Founder, CEO - eAgency Systems, Inc.

Owner, COB - Tax Deferred Solutions

Founder - Financial Health Research Institute

Ernst & Young Entrepreneur of the Year Finalist

Excellence in Entrepreneurship, Orange County Business Journal

Presidents Volunteer Service Award

Army Commendation Medal twice for Outstanding Leadership and Management

United States Army - 9 Years


State University of New York at Albany
The University of Texas at El Paso


Shared insurance industry system for non-disruptive enhancement and substitution of insurance transaction processing.
United States 7,680,681- Issued March 13, 2010

Mobile communication device monitoring systems and methods
United States 11/695,500 - Filed April 2, 2007

Encrypted Mobile Communication Device Monitoring Systems and Methods
United States 12/014,494 - Filed January 15, 2008

Previous Leadership

Chairman, Orange County Inmate Re-Entry
Program at Orange County Sheriffs Department


Internet & Wireless Technology
Child Safety Technology
Financial Services
Direct Marketing