{"id":1022,"date":"2019-06-24T05:38:30","date_gmt":"2019-06-24T05:38:30","guid":{"rendered":"https:\/\/robertlotter.com\/fhri\/?page_id=1022"},"modified":"2025-11-03T02:16:51","modified_gmt":"2025-11-03T10:16:51","slug":"financial-tools","status":"publish","type":"page","link":"https:\/\/robertlotter.com\/fhri\/financial-tools\/","title":{"rendered":"Financial Tools"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1022\" class=\"elementor elementor-1022\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a38e3ec elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a38e3ec\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b3a069\" data-id=\"2b3a069\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09678b8 elementor-widget elementor-widget-image\" data-id=\"09678b8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1460\" height=\"89\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2020\/07\/logo-strip-1.png\" class=\"attachment-full size-full wp-image-2092\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2020\/07\/logo-strip-1.png 1460w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2020\/07\/logo-strip-1-300x18.png 300w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2020\/07\/logo-strip-1-1024x62.png 1024w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2020\/07\/logo-strip-1-768x47.png 768w\" sizes=\"(max-width: 1460px) 100vw, 1460px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7dec666 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dec666\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3712d08 annuity-video-div\" data-id=\"3712d08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f42afe elementor-widget elementor-widget-heading\" data-id=\"4f42afe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Financial Tools<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a34d22 elementor-widget elementor-widget-text-editor\" data-id=\"4a34d22\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"page-inner-sub-heading\">Established in 1998, the FHRI is an organization that provides unbiased financial educational resources to help people like you prepare for the future.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-754fe57 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"754fe57\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e2ecb0a\" data-id=\"e2ecb0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0a27fa elementor-widget elementor-widget-image\" data-id=\"d0a27fa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/magic-annuity-small-icon-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1030\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/magic-annuity-small-icon-150x150.png 150w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/magic-annuity-small-icon-300x300.png 300w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/magic-annuity-small-icon.png 500w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd7c98 elementor-widget elementor-widget-heading\" data-id=\"8fd7c98\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Magic<br>\nAnnuity<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98fa398 elementor-widget elementor-widget-text-editor\" data-id=\"98fa398\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Learn about this risk free<br \/>investment with bonuses<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c2346 btn-link elementor-widget elementor-widget-html\" data-id=\"c7c2346\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#tab-1\">Learn More<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5d708f1\" data-id=\"5d708f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dd39e3 elementor-widget elementor-widget-image\" data-id=\"5dd39e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/spectrograph-small-icon-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1031\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/spectrograph-small-icon-150x150.png 150w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/spectrograph-small-icon-300x300.png 300w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/spectrograph-small-icon.png 500w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e2b647 elementor-widget elementor-widget-heading\" data-id=\"3e2b647\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financial Health<br>\nSpectrograph<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f002e5 elementor-widget elementor-widget-text-editor\" data-id=\"4f002e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What can you do to avoid<br \/>losing your principal?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e146dee btn-link elementor-widget elementor-widget-html\" data-id=\"e146dee\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#tab-2\">Learn More<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-39232a4\" data-id=\"39232a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d83c608 elementor-widget elementor-widget-image\" data-id=\"d83c608\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/gap-analysis-small-icon-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1029\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/gap-analysis-small-icon-150x150.png 150w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/gap-analysis-small-icon-300x300.png 300w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/gap-analysis-small-icon.png 500w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8959f elementor-widget elementor-widget-heading\" data-id=\"1b8959f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Retirement Income<br>\nGap Analysis<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f0cc2b elementor-widget elementor-widget-text-editor\" data-id=\"9f0cc2b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Will you have enough money<br \/>to live on when you retire?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dacaf2b btn-link elementor-widget elementor-widget-html\" data-id=\"dacaf2b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#tab-3\">Learn More<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c834a1 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c834a1\" data-element_type=\"section\" id=\"tab-1\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-702ff67\" data-id=\"702ff67\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ec6e69 elementor-widget elementor-widget-image\" data-id=\"7ec6e69\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"611\" height=\"335\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/landing-img-1.png\" class=\"attachment-large size-large wp-image-722\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/landing-img-1.png 611w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/landing-img-1-300x164.png 300w\" sizes=\"(max-width: 611px) 100vw, 611px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f307ad1 annuity-video-btn-new elementor-widget elementor-widget-html\" data-id=\"f307ad1\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"vbtn\">\r\n\t<ul>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-magic-annuity\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/read-icon.png\" alt=\"\"><span>Read<\/span><\/a><\/li>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-magic-annuity\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/watch-icon.png\" alt=\"\"><span>Watch<\/span><\/a><\/li>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-magic-annuity\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/litsen-icon.png\" alt=\"\"><span>Listen<\/span><\/a><\/li>\r\n\t<\/ul>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-339fbf6\" data-id=\"339fbf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06bb658 elementor-widget elementor-widget-heading\" data-id=\"06bb658\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">The Magic Annuity<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da00368 elementor-widget elementor-widget-text-editor\" data-id=\"da00368\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Start capitalizing on this risk free investment:<\/p><ol><li>It has <strong>NO FEES<\/strong>;<\/li><li>It <strong>GUARANTEES<\/strong> your principal investment;<\/li><li>It <strong>GUARANTEES<\/strong> you cannot lose your gains;<\/li><li>It is <strong>TAX-FAVORED<\/strong>, meaning, gives you tax advantages and lets you manage how and when you pay taxes; and<\/li><li><strong>Over 20 years<\/strong>, the typical <strong>Magic Annuity has outperformed<\/strong> the typical <strong>Mutual Funds<\/strong> investor (and thus <strong>Variable Annuities) in average returns<\/strong>.<\/li><\/ol><p><a style=\"color: #0686d8;\" href=\"https:\/\/robertlotter.com\/fhri\/the-magic-annuity\/\">Read More&#8230;<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e74492d elementor-align-left drift_popup_home_test tools-magic-ann elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"e74492d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET STARTED<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd04289 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd04289\" data-element_type=\"section\" id=\"tab-2\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0e90630\" data-id=\"0e90630\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7736630 elementor-widget elementor-widget-image\" data-id=\"7736630\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/Screenshot_1-300x171.png\" class=\"attachment-medium size-medium wp-image-809\" alt=\"\" srcset=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/Screenshot_1-300x171.png 300w, https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/Screenshot_1.png 302w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d38e3c3 annuity-video-btn-new elementor-widget elementor-widget-html\" data-id=\"d38e3c3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"vbtn\">\r\n\t<ul>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-pie-vs-the-pyramid-new\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/read-icon.png\" alt=\"\"><span>Read<\/span><\/a><\/li>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-pie-vs-the-pyramid-new\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/watch-icon.png\" alt=\"\"><span>Watch<\/span><\/a><\/li>\r\n\t\t<li><a href=\"https:\/\/robertlotter.com\/fhri\/the-pie-vs-the-pyramid-new\/\"><img decoding=\"async\" src=\"https:\/\/fhri.org\/wp-content\/uploads\/2019\/06\/litsen-icon.png\" alt=\"\"><span>Listen<\/span><\/a><\/li>\r\n\t<\/ul>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-95451bd\" data-id=\"95451bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13342fe elementor-widget elementor-widget-heading\" data-id=\"13342fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Financial Health\nSpectrograph\u200b<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-117f2f0 elementor-widget elementor-widget-text-editor\" data-id=\"117f2f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>79% of Americans over the age of 65 report the value of their retirement savings has declined in recent years. In other words, they are losing money! What can you do to avoid falling into this financial trap? Simple, you need a tool which delivers a snapshot of your current investment portfolio. A tool that displays in an easy and illustrated way where your assets are positioned and how much of them are at risk. You need the Financial Health Spectrograph. Discover the hidden risk in your portfolio today&#8230; <a style=\"color: #0686d8;\" href=\"https:\/\/robertlotter.com\/fhri\/the-pie-vs-the-pyramid-new\/\">Read More&#8230;<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26e213d elementor-align-left drift_popup_home_test tools-pie-pyramid elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"26e213d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET STARTED<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41c0e94 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41c0e94\" data-element_type=\"section\" id=\"tab-3\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c6d4b0e\" data-id=\"c6d4b0e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3894617 elementor-widget elementor-widget-image\" data-id=\"3894617\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"292\" height=\"282\" src=\"https:\/\/robertlotter.com\/fhri\/wp-content\/uploads\/2019\/06\/landing-img-3.png\" class=\"attachment-medium size-medium wp-image-724\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-114c13d\" data-id=\"114c13d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1911706 elementor-widget elementor-widget-heading\" data-id=\"1911706\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-large\">Retirement Income Gap Analysis\u200b<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8833870 elementor-widget elementor-widget-text-editor\" data-id=\"8833870\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Will you have enough money to live on when you retire? It is important to understand whether your current investment planning will allow you to retire when you want and support the style of living you desire. The FHRI Retirement Income Gap Analysis will let you know. This easy-to-use tool gives one the ability to project the rate of growth in your assets between now and the desired date of retirement. This information is a key factor in the determination when you will be able to retire and how well&#8230; <a style=\"color: #0686d8;\" href=\"https:\/\/robertlotter.com\/fhri\/retirement-income-gap-analysis\/\">Read More&#8230;<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f637085 elementor-align-left drift_popup_home_test tools-ret-inc-gap elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"f637085\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET STARTED<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financial Tools Established in 1998, the FHRI is an organization that provides unbiased financial educational resources to help people like you prepare for the future.&hellip;<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1022","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - 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